First Time Car Buyers in Fresno

August 24th, 2020 by


Looking for a first-time car buyer guide in Fresno?

It’s time to kick the hand-me-down you’re driving to the curb and purchase your first car. It can be a thrilling experience, one that you’ll probably never forget. But before you can race to the car dealership, you might feel like you have hit a dead end because of your bad credit or lack thereof. Buying a car with no credit might be a difficult task, but not impossible. Here is a guide on how to get your first car purchase.

First-time car buyers in Fresno need to be aware of how to find the right car when they’re out shopping and the best way to go about securing finances to purchase a car. That’s why today, we’ve created this complete guide to help you understand how to buy your first car.

Find a Dealer That Works with Bad or No Credit Applicants

If you’re looking for car financing, researching available options is the best way to get the best deals. Car dealership financing might be the best option because most banks and other lenders will hesitate to loan you money for a car. Car dealerships with a good reputation such as Fresno Mazda have relationships with numerous lenders who work with applicants who have bad or no credit, especially first-time car buyers.

Below are some of the benefits of financing a vehicle directly with the car dealer.

Face to Face Contact

Third-party lenders often offer better rates, but there is no chance for face-to-face interaction. In most cases, financing happens over the phone or online. Some car buyers prefer to go to the car dealership and have a sit down with the dealer’s representative. This gives you a chance to create a personal connection with the representative and have all your questions answered.


Getting Fresno loans through a dealer offers a one-stop shopping experience. Since your ultimate goal is to purchase a car, you can opt to get financing through them. You will save time and have peace of mind knowing everything is handled by one company.

Choosing a Vehicle

Most third party lenders will ask to see vehicle information up-front before committing to giving you the loan. However, a dealer is in a position to offer financing on any vehicle on their lot.

Return Business

Car dealers want return business and thus will work hard to ensure customers get a financing agreement that they can afford. The dealer will want to sell you several cars over your lifetime, and they will work hard to maintain a good relationship with you.

Know What’s Important to You

When purchasing a car, you will probably want one with all the coolest features, but you should distinguish between what you want and what you need. If you’ve to make long commutes to work daily, you’ll probably choose a vehicle with excellent gas mileage. If you live in the mountains, a four-wheel-drive will work best for you. For those that love carpooling, a car with at least four seats will best suit your needs.

If you’re still unsure of the car to purchase, you can rest easy knowing you’re not alone. Research has shown that only one in three car buyers know the vehicle they want. To help you with this exercise, you can make a must-have and nice-to-have list. The list will act as a guide when choosing your first car.

Purchasing your first car can be a roller-coaster of emotions, excitement and frustration, especially for those with bad credit. However, it doesn’t have to be. At Fresno Mazda, we have an extensive database of lenders ready to assist you with your first car purchase, even if you’ve bad credit.

Fresno Mazda is located at: 5499 N. Blackstone Avenue • Fresno, CA 93710
Posted in Finance, New Cars, Used Cars